Car Insurance is a tricky business, as most of the policy
buyers aren’t aware of what needs to be done and what has to be avoided.
Therefore, taken up this initiative to educate potential policy buyers about
the merits of having a best car
insurance policy. Now before we get into any details, let us first tell our
readers that having a car without insurance is illegal. So you cannot drive a
car in India that is not covered under a valid insurance policy.
Now, there are two types of car insurances:
Third-party insurance: In this case, the insurance company
pays all the damage that is caused to the other party’s car, property, or
humans.
Car-insurance
First-party insurance: This is the one where in the
insurance company pays for all damages to your own as well as other’s property.
This is relatively more expensive as there are greater benefits. The best
(ideal) option is the first-party insurance, and Car Insurance offers is called
a ‘Car Shield’ plan.
Car Shield has been tailored to make both you and your car
safe. Loss of or damage to your car by the way of a fire incident or theft is
also covered.
Cover damage to your car, theft of parts, and/or all your
accessories.
Choose from a host of add-on covers for added protection and
coverages, including Depreciation Waiver on plastic or metals parts in case of
partial loss or claim, replacement of windshield glass without affecting your
No Claim Bonus, insuring your car for 100% of the list price, and ability to
receive back the total invoice value of the car in case of total damages or
theft.
Optional Personal Accident cover of up to INR 2 lakh for
co-passengers.
Third-party cover up to INR 7.5 lakh legal liability to paid
driver.
Car Insurance is also available online and best car
insurance are available.
Free vehicle inspection at your door step, in case of break
in insurance, and facility to buy online within 24 hours.
We facilitate cashless facility all over India.
Get 24×7 Roadside Assistance in case of emergencies due to
accidents.
Dedicated 24X7 helpline in case of claim.
Get personal care with a dedicated personal relationship
manager to guide you in case of an accident and to take you through the claims
process.
Speedy authorization of repairs to get your car back on road
quickly.
Benefits of Renewing/Buying Policy Online:
Instant Policy.
No documents.
Online assistance.
Pay using debit/credit card.
Special Model wise Discounts on Own Damage Premium.
Transfer No Claim Bonus (NCB) from other insurance company
on renewal
Source: [http://blogs.rediff.com/carinsurance/2016/07/01/best-car-insurance/
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Thanks for the information on car insurance but can you explain me what are the benefits of the motor insurance i just need some information about.
ReplyDeleteWhether one likes it or not, it is legally mandatory to have your car insurance in India. If you are caught driving your car without insurance, you’ll be liable to pay fines and penalties and repeated offenses can lead to bigger punishments under the law.
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